While you may currently have health insurance coverage through your employer or a personal plan, your current insurance may not cover all of your needs or the needs of your family. Depending on the specifics of your current plan, you may find that there are some gaps in your coverage leaving you vulnerable in an emergency situation. If you or your family is suddenly affected by an emergency, it is crucial to ensure that your finances are covered for your treatment and recovery. Critical illness is a form of insurance coverage that will serve you financially if you are suddenly diagnosed with a serious illness. This form of insurance is just one of the many beneficial supplemental benefits that are essential to assisting you and your family in a time of need.
Which Illnesses and Medical Procedures are Covered?
Critical illness insurance is structured to cover your finances in the if your health insurance does not include coverage for medical expenses from a serious illness. Some examples of critical illnesses covered by this insurance are heart attacks, cancer, and stroke. This form of insurance may also cover major medical procedures such as heart transplants, cardiac surgeries, and treatment of paralysis. Coverage from critical illness insurance will ensure the financial stability in such circumstances.
Financial Coverage for Employees and Individuals
As a supplemental benefit, critical illness insurance is ideal for employees that want to protect their family financially in unforeseen circumstances surrounding their health. If you are employer offering health insurance plans to your employees, consider critical illness as an attractive supplemental option for your employees. With this, it is crucial to provide the option of a financial safety net to your employees a financial for medical emergencies. For individuals who may be considering critical illness insurance as a supplemental benefit for their plan, consider the many ways in which this form of insurance will protect your family financially and prevent unnecessary stress at the onset of a serious illness. With critical illness insurance, families can focus more on health and recovery, and less on the burden of medical expenses.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, Google+, and Linkedin.