Because voluntary benefits vary from those of traditional employee benefits, it is essential to have professional assistance as you navigate through your selection and enrollment processes. Don’t go at it alone! Let the experienced professionals at Malden Solutions assist you with your set-up process for voluntary benefit options available for your plan. Our years of experience with businesses across a variety of industries enable us to ensure employee satisfaction and reduce employer costs as we work with you. If you are now in the process of building a benefits package for your employees, consider these three voluntary benefits offerings for your plan.
Provide Protection with Accident Insurance
Accident insurance is a voluntary benefit that is designed to work with both short-term and long-term disability insurance, as well as your existing health insurance. This type of insurance provides you with financial peace of mind in the event of an accident so that you are protected financially from surrounding costs. Accidents are often shocking and sudden, as well as potentially devastating on a financial level. With accident insurance, you are well protected from the financial burden of such unforeseen circumstances and are then able to focus primarily on recovery and caring for your family.
Avoid Costly Medical Bills with Hospital Indemnity Insurance
Hospital stays can be especially expensive, even brief stays for basic medical procedures can cause result in shocking medical bills. What is even more alarming is the way in which these bills may only partially covered by your existing health insurance, leaving you with the potential for an extensive financial burden. Hospital indemnity insurance is a type of voluntary supplemental insurance which allows you to claim an amount of your hospital stay, sometimes specified as a set amount per night, against your existing policy. Certain hospital indemnity insurance policies may also provide additional forms of coverage form various aspects of your care such as extended hospital stays related to surgery or ambulance use.
Focus on Your Care with Critical Illness Insurance
Critical illness insurance enables you to receive the full care that you need while remaining protected financially as you recover or receive treatment for a serious illness. This form of financial protection provides you and your family financial peace of mind in the event of a critical illness or severe health condition such as a heart attack or stroke. With critical illness insurance, you can focus on your health and recovery knowing that your family is financially protected and cared for during your treatment.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, Google+, and Linkedin.