No matter which industry you are working in, it is important to stay prepared for any circumstances that may affect your ability to work in the future. Not only is this important for you personally, but it is also important for the well-being of your family or others who may depend on your income. If a set of unforeseen circumstances prevents you from working for several weeks, it is important to have coverage through disability insurance that keeps you and your family financially protected for the duration of your recovery. In turning to the experts at Malden Solutions, you can be assured that you are receiving the best of the most well-known providers in the industry. If you are searching for the right protection for your family, consider these benefits that make disability insurance essential to your protection.
Financial Protection Allows for a Stress-Free Recovery
Enrolling in disability insurance allows you to focus on recovering in circumstances such as an injury or major surgery that prevents you from working. In addition, reducing your stress surrounding financial issues, your disability insurance may also cover other expenses, such as those that may be required for your treatments. With this plan in place, you are free to recovery without the stress of financial burden, and your family does not need to worry about financial challenges while you are out of work.
Disability Insurance Provides You with Options
Disability insurance is often available in multiple plans that can be customized to serve the specific needs of a family or individual. At Malden Solutions, we offer both short-term and long-term disability packages that serve to protect you for the necessary amount of time in your recovery. Although short-term disability is typically offered through employers, it is incredibly useful for covering expenses in your recovery, such as those surrounding injuries, maternity leave, and surgeries. Once your short-term plan has expired, you may then enroll in long-term disability to cover costs surrounding your treatments for critical illness or major surgeries and lifestyle changes. There are many customizable options within these two plans that allow you to personalize your financial protection according to your specific needs.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, Google+, and Linkedin.