Protect Your Family with These Types of Supplemental Insurance

malde solutions supplemental insurance

Fortunately, supplemental insurance will cover out-of-pocket costs beyond what your primary insurance policy offers.

Everyone should be able to financially protect their family during an emergency without hardship and overwhelming stress. In particular, you might experience a health-related expense that your employer-offered benefits or individual insurance doesn’t cover. Fortunately, supplemental insurance will cover out-of-pocket costs beyond what your primary insurance policy offers. Malden Solutions is a voluntary and supplemental benefits consulting firm that can help guide you to the ideal policy for you and your family.

Specified Disease Insurance

Are you and your family experiencing emotional distress due to the high costs associated with treating your specific illness? Specified disease insurance works with your current medical coverage to take care of costs related to your treatment, such as preventative health screenings and travel expenses to go and return from treatment facilities. Also, this supplemental insurance policy covers costs associated with various diseases and illnesses, including stroke, heart attack, and skin cancer.

Hospital Indemnity Insurance

In some cases, your traditional insurance policy only partially covers your hospital visits, leaving you with an expensive bill. With hospital indemnity insurance, you may claim a part of your hospital stay against your insurer, giving you more peace of mind. Plus, high-quality policies cover ambulance trips, hospital stays, maternity visits, and surgery-related stuff. You should also be able to relax and recover in a hospital without worrying about expensive bills.

Why Hospital Indemnity Insurance Is Worth It

If your employer’s insurance policy offers hospital indemnity insurance, consider enrolling. This insurance plan was meant to help employees afford extended hospital stays that may cause financial catastrophe. With certain illnesses, hospital stays become long and expensive. Malden Solutions can assist your business in supporting its employees with voluntary benefits they will utilize.

Legal Insurance

If you experience a legal problem, a lawyer and all of the associated fees can be expensive. Legal insurance minimizes the cost of seeking litigation and legal advice, leaving you less stressed when going to court. Furthermore, you can focus more on your case and less on paying a defense team. The last thing you want is to settle for an inexperienced lawyer because of financial constraints.

Find the Right Health Insurance Solutions for Your Needs

Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, and Linkedin.

This entry was posted on Thursday, June 27th, 2024 at 9:17 am. Both comments and pings are currently closed.