It is always important to prepare for unforeseen circumstances that may affect your everyday life. In cases of injuries or accidents, some circumstances may even affect your ability to work. This level of preparation is not only crucial for you, but also for your family who may be depending on your income. If unforeseen circumstances keep you from working for several weeks, it is essential to utilize disability insurance to keep you and your family financially protected during your recovery. In working with the professionals at Malden Solutions, you will receive the guidance to navigate the many options of disability insurance, while also working with some of the best providers in this industry. If you are looking to provide financial protection for your family, consider the many ways in which both you and your family can benefit from disability insurance.
You Can Enjoy a Stress-Free Recovery
Disability insurance enables you to concentrate on relaxing during your recovery following an injury or major surgery that may prevent you from working. Not only will disability insurance reduce your stress of financial issues, but it may also cover additional expenses such as additional treatments. With this, you will be able to recover without worrying about your finances, and your family will not face extra financial challenges during your recovery period.
Your Coverage is Customizable for Your Family
Because there are multiple plans available for disability insurance, your plan can be customized to meet the specific needs of your family in case you are unable to work for several weeks. With a customizable disability insurance option, you will have access to options for both short-term and long-term disability packages. These packages can provide you with any amount of coverage that may be necessary for your recovery time in an emergency. While short-term disability is often offered through your employer, it is an incredibly useful tool for covering financial expenses as you recover. Financial coverage for short-term disability may often include expenses surrounding maternity leave, minor injuries that require a brief recovery period, and less serious surgeries. If your short-term plan expires, you may then be able to enroll in long-term disability to cover treatment costs surrounding critical illnesses or major surgeries that spur lifestyle changes. Between these two plans, there are many customizable options which allow you to customize your coverage according to your specific financial needs.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, Google+, and Linkedin.