Supplemental insurance will cover out-of-pocket costs beyond what your primary health insurance plan provides.
Everyone should be able to financially protect their family or themselves during an emergency without hardship and overwhelming stress. Particularly, you may experience a health-related expense that your employer-offered benefits or individual insurance does not cover. However, supplemental insurance will cover out-of-pocket costs beyond what your primary health insurance plan provides.
Malden Solutions is a voluntary and supplemental benefits consulting firm that can help you determine the best supplemental policy for you and your family. Call us today at 410-435-4937 to get a free quote!
Specified Disease Insurance
If you and your family are experiencing emotional distress because of the high costs linked with treating your specific illness, then specified disease insurance is beneficial. It works well with your current health coverage to take care of costs related to your treatment, such as preventative health screenings and travel expenses to go and return from treatment facilities. This supplemental insurance policy also covers costs associated with various diseases and illnesses, including stroke, heart attack, and skin cancer.
Hospital Indemnity Insurance
Sometimes, your conventional insurance plan only partially covers your hospital visits, leaving you with an expensive bill. With hospital indemnity insurance, you can claim a part of your hospital stay against your insurance company, giving you more peace of mind. Additionally, high-quality policies cover ambulance trips, hospital stays, maternity visits, and surgery-related stuff. Overall, you should also be able to relax and recover in a hospital without worrying about expensive bills.
Why Hospital Indemnity Insurance Is Beneficial
Consider enrolling if your employer’s supplemental insurance policy offers hospital indemnity insurance. This policy is meant to assist employees in affording extended hospital stays that can cause financial catastrophe. With certain illnesses, hospital stays can become long and expensive. Malden Solutions can help your company in supporting its employees with voluntary benefits they will use.
Legal Insurance
A lawyer and the associated fees can be expensive if you have a legal problem. Fortunately, legal insurance minimizes the cost of seeking litigation and legal advice, leaving you less stressed when going to court. Furthermore, you can focus more on your case and less on paying a defense team. The last thing you want is to settle for an inexperienced lawyer because of financial constraints.
Find the Right Health Insurance Solutions for Your Needs
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on X, Facebook, and Linkedin