In addition to your employer-offered insurance benefits, supplemental benefits are often necessary for covering medical expenses beyond those that are included by your insurance. By working with Malden Solutions, you will not only have access to our many portable supplemental benefits, but also our expertise and excellent customer service with any questions that you may have along the way. If you are now in the process of determining which supplemental benefits may be a good fit for your policy, consider these five benefits offered by Malden Solutions.
Identity Theft Protection
Protect your information from identity theft with the voluntary benefit of Identity Theft Protection. Instances of identity theft can be messy and especially difficult to recover from. This form of insurance is meant to balance the costs that come with repairation efforts once your information has been stolen.
In addition to your health and disability insurance coverage, Accident Insurance can provide you with financial reinforcement to offset costs of any bills surrounding an accident. This insurance can provide you and your family with peace of mind knowing that you are covered in any unforeseen incident that may occur.
Long Term Care Insurance
If your medical needs dictate that you receive care in a long term medical facility such as assisted living or a nursing home, long term medical care can cover the medical expenses surrounding that care. Coverage for long term care is more effective when purchased sooner rather than later, as early investment can keep your costs lower over time.
Hospital Indemnity Insurance
Hospital Indemnity Insurance gives you the ability to claim parts of your hospital stay costs against your existing policy to alleviate expenses surrounding your stay. Because overnight stays, ambulance trips, and recovery stays can be expensive, this insurance is an especially wise investment as a voluntary benefit.
Critical Illness Insurance
Investing in Critical Illness Insurance can protect you and your family from shocking medical costs surrounding critical illnesses such as a stroke or heart attack. This coverage allows you to recover from a critical illness with peace of mind that you and your family are financially covered from major expenses.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise providing employer insurance solutions, HR solutions, and individual insurance solutionsto businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits, but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us through Twitter, Facebook, Google+, and Linkedin.