Does Having Vision Insurance Benefit Me?

Does Having Vision Insurance Benefit Me?

By now, it should be clear that vision insurance is beneficial. However, we’ll dive into more details about how vision insurance can benefit you.

Vision insurance, like dental insurance, is seen as a supplemental or voluntary benefit that might not be as essential as a healthcare plan. However, it’s vital to take care of all parts of the body. The older we become, the worse our vision becomes, which is normal. However, according to the National Institute on Aging, many people don’t notice the signs during the early stages of eye diseases. Regular eye exams performed by optometrists or ophthalmologists can help protect your vision while preventing vision loss. A dilated eye exam is the only solution to detect and thoroughly examine some common eye diseases. By now, it should be clear that vision insurance is beneficial. However, we’ll dive into more details about how vision insurance can benefit you. 

Vision Insurance Alleviates Costs 

Health insurance doesn’t cover eye exams, glasses, or related expenses. Without vision insurance, you would be responsible for paying out-of-pocket costs for eye exams and glasses, contact lenses, and replacing frames or glasses. Also, depending on your plan, you can save money on particular brands, transition glasses, or anti-glare glasses. More importantly, vision insurance can also cover medically necessary treatments. 

It Helps Your Family 

You might only visit the optometrist once a year or not at all if you’ve never had vision problems. However, your spouse or children might wear glasses. When multiple family members wear glasses, it only makes sense to lessen the costs. 

Eye Exams Detect Diseases 

Once again, dilating the eyes is the only way that eye professionals can detect common eye diseases. It helps them get a clear view of the retina. An eye doctor can see the following:

  • High cholesterol
  • Diabetes
  • Some forms of cancer, such as melanoma, leukemia, and brain cancer 
  • Glaucoma 

Eye Health Can Change Quickly. 

While you might have perfect health now, eye health can change quickly. According to American Optometric Association, middle-aged adults will begin to notice slight changes in their vision that can progress over time. This normal change in the eye’s ability to focus for near vision is called presbyopia. 

Partner with Malden Solutions Today

Malden Solutions has a wealth of expertise in providing employer insurance solutions, H.R. solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business.  Stay connected with us on Twitter, Facebook, and Linkedin.

Many people realize that they need reading glasses as they age. Some people might even end up needing prescription glasses. Also, people, who have worn glasses all their lives might need a change in prescription. 

Vision insurance is worth it. You’ll be able to manage your health better by supplementing regular health insurance. Contact Malden Solutions today if you’re an employer or individual who wants to learn more about the benefits of voluntary benefits.

This entry was posted on Friday, November 4th, 2022 at 3:08 pm. Both comments and pings are currently closed.