Based on your unique health needs, employee benefits packages gives you a variety of choices. Health insurance is usually the first coverage option that employees pick, and then life and dental insurance comes next. However, vision insurance matters, as well. Employees tend to disregard this coverage option if they don’t have severe eye problems. Still, vision insurance covers more than just eye exams. If you want to learn about the three benefits of vision insurance, then keep reading.
1) Helps with the Health of Your Eyes
They say that the eyes are the windows to your soul. Well, eyes are the windows to your health as well. Having healthy eyes is more complicated than knowing if you have 20/20 vision or not. When an eye exam occurs, optometrists can see if you have eye diseases such as glaucoma, macular degeneration, and diabetic retinopathy. These are health issues that you can’t detect on your own. Vision plans typically cover the full cost or more of the eye exam because they fall under the category of preventative care.
2) Helps Improve Your Health Overall
Did you know that just by examining your eyes, optometrists can detect if you have high blood pressure? Other conditions that eye doctors can catch are diabetes, some forms of cancer, autoimmune diseases, thyroid problems, and cholesterol issues. If you tackle these issues early on, then it will save your life. Also, it will reduce medical care costs in the long run.
3) Saves You Money
Basic vision insurance plans typically only cover eye exams, but some policies do offer discounts on prescription eye wear. Comprehensive vision plans provide basic coverage and discounts towards LASIK surgery and extra prescription glasses. Therefore, if you know that you and your family need prescription glasses anytime soon or need to undergo LASIK eye surgery, you should thoroughly look into what kind of coverage you need.
The Main Takeaway
Each part of the body is essential and interconnected. You may assume that you have perfect vision and health, but you can never be too safe. Voluntary benefits do give employees the option of paying for what they need, but it’s best to not rush into opting out of vision insurance. It matters.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter,Facebook, and Linkedin.