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Long-term disability insurance begins payments to you once your short-term disability insurance and employer benefits end. There is never any overlap between short-term and long-term benefits. Long-term disability insurance is necessary for covering major surgeries and treatment for critical illnesses. Long-term disability benefits can cover a period ranging from a few years to the rest of your life. Since one in four workers will face a long-term disability at some point during their career, long-term disability insurance is vital to protecting the financial future of your family. Long-term disabilities include the recovery and treatment period for back pain or joint issues, illnesses like cancer or heart disease, and mental illnesses.

Supplemental Benefits

Malden Solutions is proud to offer a comprehensive range of supplemental benefits to our individual customers. These policies and plans can equip you and your family with an unparalleled peace of mind and sense of financial security.

Life and Disability Insurance from Malden Solutions

Malden Solutions has a wealth of expertise providing voluntary benefits, employee benefits, and executive benefits to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits, but also work within our surrounding communities in Towson, Hunt Valley, Glen Burnie, and Annapolis. Contact us today to learn more about how we can provide effective, dynamic solutions for your business.