At Malden Solutions, we provide affordable health insurance options and voluntary benefits to individuals and employers alike. While investing in an ongoing health insurance plan is critical to ensure you’re receiving the best rates and preventing high, out-of-pocket costs, you’ll also want to remember to use your health insurance benefits when you’re healthy. An active health insurance plan can provide affordable preventable care, routine checkups, depression screenings, and more when you stay within your healthcare coverage network. Here’s everything you need to know about using your health insurance plan when you’re healthy.
Preventive Screenings with a Health Insurance Plan
Health insurance plans typically cover preventative, annual screenings. By ensuring that you schedule your yearly annual checkups (or every 6 months based upon your doctor’s recommendations), you can potentially protect yourself from future ill-health down the road. By remaining proactive about your health while you’re healthy, you can potentially prevent illnesses or catch diseases before they progress to an untreatable position. Additionally, these services are usually free when you are seen by an in-network doctor.
Find Trustworthy Doctors Within Your Network
Finding a trustworthy, dependable doctor with good bedside manners can sometimes be a difficult task for patients. When you’re healthy, it’s essential to scope through doctor reviews and pick out a trustworthy doctor that’s within your healthcare network. By finding a good, high-quality doctor before you are even sick, you can ensure that you are in good hands no matter what your health circumstances are.
Understand What Your Health Insurance Plans Covers
By understanding what your health insurance plans covers, you can confidently seek out services while you’re healthy that are potentially covered under your network provider. For example, some companies opt to pay back employees for any gym membership costs, or even mental health services. Additionally, understanding how your co-pay works and what you are financially responsible for outside of your co-pay can help you prepare for your robust financial wellness.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, and Linkedin.