Everyone should be able to ensure the financial protection of their family in an emergency or unforeseen circumstances. For health-related expenses that are not covered by your insurance or corporate benefits package, supplemental benefits serve to cover out-of-pocket costs. As you plan your financial coverage for the upcoming year, consider how these three forms of supplemental benefits can benefit you and your family in 2019.
Legal issues can become very expensive, as costly expenses for legal services can quickly add up throughout the process. With legal insurance, you can significantly reduce the cost of your legal services to provide yourself with peace-of-mind in such a scenario. This benefit will also enable you to focus on the importance of your case and less on affording the services.
Hospital Indemnity Insurance
For specific hospital visits that are not fully covered by your primary insurance plan, hospital indemnity insurance can spare you from leaving you with a costly expense. With this supplemental benefit, you can claim a portion of your hospital stay against your insurance. Not only will these ease the burden of a costly hospital bill, but it will also provide you with peace of mind to know that you have financial coverage in an emergency. Hospital indemnity insurance can also cover treatment expenses such as ambulance trips, maternity visits, and post-surgery hospital stays.
Specified Disease Insurance
Many treatments for specific illnesses can lead to stress surrounding financial coverage and treatment expenses. Specified disease insurance is a supplemental benefit that works with your existing coverage take to provide additional coverage against costs connected to your treatment. This coverage often ranges from preventative health screenings to travel expenses for specified treatment facilities. Specified disease insurance may also cover expenses associated with a variety of specific diseases such as stroke and heart attack recovery, as well as skin cancer.
Partner with Malden Solutions Today
Malden Solutions has a wealth of expertise in providing employer insurance solutions, HR solutions, and individual insurance solutions to businesses both big and small. Our team of seasoned professionals can help you navigate the rapidly-changing world of insurance with ease. We partner with businesses and individuals throughout the country to provide our dedicated services for employee benefits but also work within our surrounding communities in Maryland, Northern Virginia, and Washington, D.C. Contact us today to learn more about how we can provide effective, dynamic solutions for your business. Stay connected with us on Twitter, Facebook, Google+, and Linkedin.